We have seen mortgage interest rates reach historically low levels and with 2013 quickly approaching, it leaves us wondering where rates in the Hilton Head Island area are headed. No one knows better where rates could be headed than the Mortgage Bankers Association (MBA) who deals with this on a daily basis. The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry, an industry that employs more than 280,000 people in virtually every community in the country. A recent article in Market Watch had this to say:

“After reaching record lows in 2012, mortgage rates are expected to creep up slowly in the year ahead, the Mortgage Bankers Association predicted.

Rates on the 30-year fixed-rate mortgage are expected to average 3.8% in the fourth quarter of 2012, rising to 3.9% in the first quarter of 2013 and eventually rising to an average 4.4% by the fourth quarter of next year.”

Interest rates could easily increase by over a full percentage point by next year making now the perfect time to buy a home on Hilton Head Island. Visit our website,, to find properties of interest, and email me, or give us call at (843) 816-0796 with your questions, or to schedule an appointment. Rick Turner and Associates – Expect More. Get More.

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